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Lisa Hayes
Home Selling Expert

Can I Sell My House to Housing Association? [Updated Apr, 2024]

Home | Guides | Can I Sell My House to Housing Association? [Updated Apr, 2024]

By Lisa Hayes (Quick Sale Industry Expert)

The process of selling your house can be risky, time-consuming, physically and emotionally draining especially if you want to do it on your own. On the other hand, getting an estate agent to handle the process of you can take longer than your willing to wait. However, these are not the only options at your disposal.

You can sell your house to a local housing association. This is by far the best option because it takes a shorter time and there are no conditions.

Selling Your House to a Housing Association

Unlike the conventional way of disposing of property, selling your house to a housing association has many advantages. Housing associations will often buy your house within a short period regardless of the reason for sale and the condition of the property.

When you opt to sell your house to a housing association, you can be sure to complete the process within a period of between 7 and 14 days. This is such a short duration compared to listing your house for sale on the property market.

There’s minimal paperwork when selling your house to a housing association. You can use free online valuation calculators to get a sense of how much you’ll receive for the sell of your property. The best part of selling your house to hosing association is that the payment is wired to your account once you close the deal. The only downside to this option is that you may not sell your house for its actual market value. But this is not a big deal given that they will buy your house in its current condition.

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How to Sell My House to A Housing Association

The process of selling your house fast to a housing association is simple and straight forward.

  1. Find an estate agent of your choice to help you carry out a valuation of your property. If you don’t like the first one find a second and third one until your comfortable with the appraisal report and the value that they put on the property.
  2. Now that you have an estimate of how much your property is worth in the market, get in touch with a housing association of your choice to find out if they purchase property in your area. You can then schedule an appointment with a decision-maker from the association and agree on a time and date when you can meet at the house you’re selling.
  3. Meet the representative from the housing association for a tour of the property at the agreed time. Let them inspect the property independently but be in standby to respond to any questions they may have for you. Keep in mind the law requires full disclosure so provide honest responses.
  4. Take time to review the house appraisal with the representative from the housing association. However, allow them to read any documentation you’ll provide on their own. Be open to discussing the appraisal summary if they want you to discuss. Use the appraisal as a starting point for negotiating the price of your house.
  5. At this point, you’re ready to review the contract from the housing association and ask any questions or clarifications you may have. This step is crucial so make sure you read the contract to the end. You can then keep your copy of the contract and schedule a second meeting with the representative of the housing association.
  6. Visit your attorney and have them look at the contract and appraisal so that they explain any grey areas that you may not understand the legal implications too well. Most importantly, they can help you establish if there are any differences between the contract and the legal requirements of selling property.
  7. With everything out of the way, show up for your next meeting with the housing association representative. Make sure you have an attorney by your side, a notary public as well as two witnesses. This is to ensure that your putting ink on a document that is recognized by the law as being legal. Once you sign the contract along with the housing representative and witnesses make sure you get a seal from the notary. This is the last step after which you’ll receive a check of your full purchase amount.
  8. Submit the signed copy of the contract to your attorney and pay him for the legal services rendered.
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Selling your house to a housing association is by far the best option to sell off property. You don’t have to worry about repairs or even home remodelling as they buy on an as-is basis within the shortest time you can imagine.


Lisa Hayes

Lisa Hayes

I am the co-owner of Ready Steady Sell. We built this website to arm homeowners with the knowledge and understanding they need to navigate the quick sale industry.

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