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Lisa Hayes
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Sell Your House Fast? The ONLY Guide You Need [Updated May, 2024]

Home | Guides | Sell Your House Fast? The ONLY Guide You Need [Updated May, 2024]

By Lisa Hayes (Quick Sale Industry Expert)
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sell your house fast

“Lisa – based on your knowledge of the UK property market what is the BEST option CURRENTLY in 2024 for Selling A House Fast in the UK Property Market?”

As a seasoned expert in the UK property market, I’ve observed a tectonic shift in the way homeowners approach the sale of their properties.

Traditionally, the estate agency route, while considered the gold standard, has often been fraught with unpredictability. Broken chains, buyers backing out at the last moment, or challenges in securing finance have left many homeowners in difficult situations. Property auctions can often be difficult to navigate and it’s not always guaranteed that your homw will sell for the reserve price. But there’s a silver lining: the emergence of cash buyer companies, offering a beacon of hope to those seeking a swift, uncomplicated sale.

The allure of these ‘we buy any house’ home buying companies isn’t just their promise of speed, but the invaluable peace of mind they contoffer. They’ve essentially revolutionized the property-selling game, turning the prolonged waiting game into a brisk affair that can conclude in as little as 7 days, and rarely stretching beyond 21. This expedited process doesn’t just mean that homeowners can move on quickly, but they can do so with the confidence that their sale is guaranteed, free from the potential pitfalls of traditional sales.

Yet, as with all good things, there’s a flip side. While these cash-buying companies websites promise quick sales for money, the trade-off often lies in the final selling price. It’s not uncommon for the offer price to range between 65-85% of the market value. So, for any homeowner considering this route, it’s vital to weigh the benefits of a fast, guaranteed sale against the potential dip in sale price. Life’s circumstances vary, and for some, the immediacy of a sale holds greater value than holding out for the top pound.

The landscape of selling homes in the UK is ever-evolving, and while cash buyer companies might not be everyone’s cup of tea, they present a viable, stress-free alternative for many – and are genuinely the quickest way to get a property sold. As you navigate this journey, it’s essential to take stock of what’s paramount for you and your unique circumstances. Whether it’s the maximum sale price or the swiftness of the sale, know your priorities and tread accordingly. In this intricate dance of property selling, know that I’m here, ready to offer guidance every step of the way.

Having said all of that, ultimately, whether or not working with a cash purchasing company is the right choice for you will depend on your individual needs and priorities. The 3 main priorities that most people looking for a quick sale are:

  1. How quick can I sell a house.
  2. How much will I get for my property.
  3. How much will it cost me.

Here is a brief breakdown of the pro’s and con’s of selling with a cash buying company, a traditional estate agent or going down the auction route giving a general figure for each of the 3 main priorities:

Method Speed of Sale Costs Involved Estimated Sale Price
House Buying Company 7-21 days None (they usually cover fees) 65-85% of market value
Traditional Estate Agent 2-3 months 1-3% commission + potential marketing costs Close to market value (varies based on market conditions)
Auction Immediate (once auction ends) Auctioneer fees (~2.5% of sale price) Varies widely; can be below, at, or above market value depending on interest

Cash for your home companies, also known as “we buy any house” services, are an excellent option for those looking for a guaranteed and fast sale in today’s property market. Genuine cash buyers can offer a range of benefits, including:

  • The ability to complete a sale within 7-21 days
  • A free property valuation (from a RICS surveyor not an online valuation from Zoopla or Rightmove)
  • A guaranteed cash price of up to 81% of the current market value
  • The possibility of remote sales, so you don’t always need to have the buyers visit your home
  • Help to stop property repossession and clear debts with your lender
  • No fees to pay including solicitor fees
  • The possibility of getting cash advances, perks like your council tax paid or other bills before you complete with assisted sales

All of these benefits make cash for your home companies an attractive option for those looking for a quick and hassle-free sale. They can help you move on to your next property adventure with minimal stress and no fuss.

House Buyers For Cash: Your Solution for a Quick Cash Sale

quick house sale firms

When it comes to selling a property especially in England, not every homeowner is willing to wait it out on the open market. Online estate agents can take over six months to complete a sale, and when a homeowner needs to shift their home fast, sell house fast companies may come to mind.

However, not all cash house buyers are created equal and some make wild claims such as paying 100% of market value and cash in the bank in 24 hours, which is not always true. The truth is that cash house buying companies generally only pay 85% or less of what a property is worth.

Selling your property fast is easy, but will you get the price you want from a cash firm? Before deciding on a cash property company, it’s important to compare them to regular sale routes and weigh the pros and cons. You may want to take a look at why people tend to use cash buying firms in this article about the reasons to use a cash buyer.

It’s important to note that when working with property buying companies, you should not expect to receive 100% of market value for your property. These companies typically offer between 70-85% of the current market value of your property, which may not be suitable for all homeowners. In fact, statistics show that 65% of homeowners turn down this type of offer. It’s important to evaluate your personal situation and priorities before making a decision on whether or not to work with a house buying company.

National house buyers vs traditional agents

estate agents vs cash buying companies

What is the average time it takes to sell your house with an estate agent in the UK?

Our studies show that there are a number of factors that determine how long it will take for your house to sale – but the worst case scenario with an estate agent is 5.8 months.

To back up our findings Chancellors, a leading national estate agent conducted further research into property sales times. The findings were conclusive and similar to our own findings, that most properties take 4-6 months to complete on average via a traditional estate agent.

We must also state that some property sales may go on a lot longer than 6 months. If 6 months is the average, long chains, probate and other problematic property sales will take a lot longer.

How much do estate agents charge on average?

  • There are generally 2 fee structures with estate agent fees; a flat fee fixed price model, and a percentage of sale based model.
  • Depending where you are in the country flat fee agents can range from £1000 to £10,000. The fee generally depends on the level of service they are going to offer you (floorplans, 3d walkthroughs etc).
  • Percentage based agents offer to sell your home for a percentage of the sale price. This generally ranges from 1% to 5%.
  • The average cost to sell a house via estate agent fee for a sole agency contract at 1.28%+VAT. So if you add the VAT it equates to 1.53%.
    As an example, if your home sold for £275,000 and you agreed to pay this fee, you would pay the agent £4,207.

Can I get a guaranteed sale with an estate agent?

Selling your home on the open market through an estate agent does not ever guarantee that your home will sell. In fact, there is a high chance of your sale falling through.
According to Property Industry Eye, a leading source for property related news, atleast one in three property sales will not complete.

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Estate agents vs cash house buying firms: the final verdict

Cash house buying companies and agents are two entirely different entities. Both of them have their place in the property market, and both cater to different clientel.

The reality is if you need a cash firm, and you want to sell REALLY quickly, regardless of losing some of your equity – then a property buying company is your best option.

If you can hold on a bit longer, are willing to slightly reduce your asking price on the open market, then stick with your real estate agent.

Comparison of Selling Methods in 2023

Selling to a cash buying company Selling with an estate agent Selling at an Auction
Sale time: 5 – 15 days 4-5 months average 28 days average
Viewings: Virtual & official viewings Virtual & physical viewings Open house & virtual
Chains: No chain sale Average 2-4 in chain Buyer dependent
Sale fail rate: 2% 40% 15%
Fees: NONE upto £8K Varies
Contracts: NONE 6-10 months Immediate to 28 days
Sale Price: 83% 92-100% 80-95%

Using a reputable house buying firm does mean that your house is going to get sold quickly however the cost of that is the sale price.

House buying firms are operating as businesses and as businesses need to make a profit – therefore you are never going to receive full market value for your home.

Using a house buying company means you will on average get 80-90% of the value of your property. With an assisted sale you can expect a little more, however the sale is then NOT guaranteed.

Property buying companies vs auctions: Understanding the pros and cons.

sell home at auction the pros and cons

Under some circumstances selling by auction is a very good option especially for certain property types or particular defects. I strongly suggest you read our article on the pro’s and con’s of selling a house by auction which will give you a deeper understanding of whether it will work for you.

In this guide we will summaries auction property selling for you so you can fully understand the difference from quick sale companies.

How quickly can I sell a house with an auction?

When selling a house at auction in the UK, it is important to be aware of the time frame involved. The whole process can take anywhere from six weeks to three months, depending on the property and the type of property you are trying to sell at auction.

  • The first step is to find an experienced and reputable auctioneer who has a good track record for selling similar properties in your area. They will be able to provide you with an estimate of how long it will take to sell your house at auction.
  • Next, you will need to prepare your property for sale. This includes making any necessary repairs or improvements, as well as deep cleaning the house from top to bottom. Once your property is ready, the auctioneer will conduct a marketing campaign to generate interest from potential buyers.
  • The actual auction itself usually takes place around six weeks after the marketing campaign begins. During the auction, interested buyers will submit bids on your property. The highest bidder at the end of the auction wins the right to purchase your home.
  • Once a sale is agreed upon, it can take another few weeks for contracts to be signed and exchanged. After that, it’s simply a matter of waiting for completion – which typically happens around four to six weeks later.

So, all in all, selling a house at auction in the UK can take anywhere from two months up to three months from start to finish.

On average how much will it cost to sell your house at auction?

If you’re considering selling your house at auction, you might be wondering how much it will cost.

On average, it will cost about 7% of the final sale price to sell your house at auction. This includes the auctioneer’s fee, marketing costs, and other associated expenses depending if its a traditional auction or via the modern method of auction. Of course, this can vary depending on the specific auction house and your property.

Therefore, it’s important to do your research and talk to a few different auctioneers before making a decision.

Is my sale guaranteed with an auction?

We have already established that selling via an estate agent requires your agent to find you a buyer and the chances of it falling through are very high, however are they as high with an auction?

The answer is simply that auctions do offer a higher sale success rate but it’s still not a 100% guaranteed way to sell your home.

After looking at recent sale history provided by Auction House we were able to establish that there is a 76% chance of your property selling at auction.

You have a 24% chance of your property NOT selling at auction. With a cash buying company that chance is 0%.

Auction sales vs cash buying companies: the final verdict

Auction sales are very good in some circumstances, especially if your property has problems and is run-down. However it’s not a simple, guaranteed and proven as selling your house to a cash buying company.

The Pros and Cons of Selling a House at Auction

Pros Cons
Quick Sale: Auctions often result in a sale within a month. Uncertain Price: There’s no guarantee the property will reach its desired price.
No Chain: Sale isn’t dependent on the buyer selling their own property. Fees: Sellers might need to pay a listing fee, even if the property doesn’t sell.
Immediate Commitment: Winning bidders usually pay a deposit immediately. Stigma: Some might perceive homes sold at auction as distressed or problematic.
Competition: Multiple bidders can drive up the final sale price. Preparation: Significant prep work required, including legal packs and surveys in advance.
Transparent Process: Open bidding process ensures everyone has a fair chance. Time-Intensive: Auction prep and actual event can consume more time than expected.

I’m ready to sell fast with a cash buying company. How can they help me get the fast sale that I desperately need?

sell any property fast companies

There are many reasons which may result in a home owner needing to sell their home quickly for cash. Some of the typical reasons we hear day in day out are below:

  • Divorce or separation from a partner. Breakups and divorce can be a very difficult time for all parties involved. Getting a house sold quick is a good way to clean up unwanted ties.
  • Stuck in a chain. Whether you are upsizing or downsizing being stuck in a chain can be costly and often cause a breakdown in the purchase of your new home. Selling for cash takes you out of the chain and puts you in the driving seat as a chain free buyer.
  • Emigration. Many of our customers choose to sell their homes quickly in order to relocate closer to work or family commitments.
  • Inheritance and Probate. Often when relatives pass away you are left with a property you don’t require. This may have substantial history and memories and a quick sale is needed to help you move on. A quick sale firm can assist with all types of probate sale.
  • Repossession. Our expert team can deal with your property debt and repossession and often have it stopped.
  • Retirement. If you are retiring or wanting to go into sheltered accommodation, selling quickly for cash is a good way to do so.
  • Release funds. Many of our customers want to sell their homes quickly to release funds from equity.
  • Problematic property. From minor issues to structural issues, a quick house sale company can genuinely buy any house for cash. Typical problems that appear here are Japanese knotweed, fire damage, flood damage and structural movement.

If you find yourself in any of these situtations cash property buyers are likely the BEST way forward to getting your home sold quickly. However, there are still things that you need to consider before you choose a company to deal with. Firstly, which company should you deal with and who is going to get you the best price! Let me go through it in a bit more detail before you make a decision to use a cash buying firm and to enable you to fully understand the mechanics of quick sale companies.

How do cash house buying firms work in purchasing property so quickly?

sell property quickly uk

If you’re considering selling your home swiftly to a cash-buying company, the journey can often feel like a whirlwind. But let me break it down for you; it’s simpler than you think. Typically, it’s a 10-day affair, and here’s a snapshot of what those ten days might look like:

Days 1-3: The First Hello

  • Right after you get in touch, the cash-buying firm typically throws a ballpark figure – a tentative offer, if you will – either over the phone or in an email. Consider this as your property’s ‘guide price’.
  • If this aligns with your expectations, the company will then call upon a RICS surveyor or maybe even three independent real estate agents to get a more detailed valuation of your property.

Days 4-5: The Number Crunching

  • Each of the agents will evaluate your property with a keen eye, estimating its value based on a projected 90-day resale. The core idea? These firms act as brokers and want to ensure a quick turnover – and that means selling your property within 90 days.
  • Once the valuations are in, the firm processes the data and proposes their final offer.

Days 6-10: Sealing the Deal

  • When both you and the buyer are nodding in agreement over the proposed price, the official paperwork dance commences.
  • Usually, both sides involve independent legal counsel, although sometimes the buyer might introduce you to their trusted solicitors for a smoother process. A bonus? The legal fees often rest on the buyer’s tab.

In a Nutshell:

Stage Description
Initial Contact Tentative offer made based on your property details.
Valuations & Reports Property is assessed by professionals for an accurate value, based on quick resale.
Completion & Paperwork Agreement on price leads to finalizing the deal, with legalities usually sorted by the buying firm.

Diving into this process can feel daunting, but with the right firm and clear communication, it can be a breeze. If speed is your priority, this streamlined process might just be the answer to your home selling aspirations.

“It sounds too good to be true!” … the downsides to selling your home with a cash buying company.

quick house sale scams to avoid

Unfortunately like any other industry the ‘sell your home quickly’ industry is rife with scams and pitfalls looking to take advantage of homeowners in financial difficulty. We set up Ready Steady Sell specifically to protect customers from these scams and when them about selling a property in this fashion.

Selling your house quick to a cash sale company is the only way to guarantee your house will sell. Although you can expect to discount your asking price to around 85 percent of market value, cash house buying companies can generally complete on a sale in as little as 7 days. There are also other benefits of using a property buying firm such as:

  • When you are in a desperate want to sell your property, struggling with mortgage payments, a genuine cash buying firm will buy your house in as little as 7 days.
  • If you are a private person and don’t want the hassle of having an agents for sale board at your door, or buyers looking around your house, the whole process with a fast house sale firm can often be done remotely.
  • There are no fees to pay for valuations or legals.
  • You are guaranteed a sale with no chains or buyers pulling out.

What are the downsides:

  • Offers from GENUINE cash buyers are generally 85% of market value or lower.

That’s the only real downside to selling for cash! However … now I have to WARN you about the potential scams operating online.

When considering a “sell house quick” company, it’s imperative to have your wits about you. As a homeowner, you might come across a few pitfalls. Let me outline the four most common scams, all neatly packaged for clarity.

Scam Type Description How It Works
Scam 1: Fake Cash Buying Firms A multitude of online platforms purport to have immediate funds to buy your property, but in reality, they don’t. Often, these are just estate agencies masquerading as cash buyers. In worse cases, they’re fraudulent enterprises out to deceive.
Scam 2: Lead Generation Companies Several online sites exist merely to snag your contact details, later selling them to interested parties. You’re left in the dark: unsure about the number of calls, emails, or texts you’ll receive, who’ll reach out, and how often your details get traded. Notably, while READYSTEADYSELL is technically a lead generator, we take pride in connecting you only with vetted buyers, safeguarded by our data protection license.
Scam 3: Property Dealers & Investment Firms Many companies pledge to quickly buy homes for cash but lack the resources. Instead, they divert you to a list of investors. Often, they gather property details, settle on a price, then broadcast your home across platforms like Facebook. The outcome? A breach of your privacy with potential local investors knocking on your door! These entities prioritize sales over respecting your privacy.
Scam 4: Options, Lease Options & Creative Sales While many genuine companies provide assisted sales and lease options, there’s a gray area. Some firms might overlook informing homeowners about the uncertainty of such sales. They might also expect you to shoulder legal fees. Only a cash sale ensures a definite sale for your property.

For those serious about a swift home sale, diligence is key. If you’re on this journey and seek expert guidance, don’t hesitate to reach out. I am personally here to offer authentic advice, ensuring you’re equipped to make the best decision for your property. Also, don’t forget to use my checklist when vetting a potential cash buying company.

How Can I Protect Myself From The Pitfalls Of The Quick Sale Industry?​

the uk sell house quickly checklist

Lisa’s 21 Point Checklist

If you are certain you want to use a quick house sale firm to sell the property for cash; you need to ensure you have gone through my 21 point checklist with any company you approach. If the company you are dealing with can’t answer or avoids any questions then you can be sure they don’t have your best intentions at heart.

We only accept quick sale companies onto our panel whom have passed our strict tests and 21 point checklist, so if you don’t want to shop around and do the research yourself – our system is here to help.

National Association Of Property Buyers

The NAPB was set up to protect homeowners looking to use a cash buying company buy ensuring every company on their register abide by a strict criteria.

The Property Ombudsman Scheme

The Property Ombudsman also run a similar scheme to the NAPB to protect homeowners from fast sale companies that are using underhanded tactics.

#1 TOOL To Get Access Fast, FREE Quick House Sale Offers

compare quick sale offers

I’ve been around the block when it comes to property sales, and if there’s one golden nugget I’ve gleaned over the years, it’s this: When you want to sell quickly, comparison is your best friend. But not all comparison methods are created equal. Let me introduce you to the coup de grâce of fast-selling tools – Ready Steady Sell’s Free Comparison Tool!

Here’s why this tool stands out:

  • Trusted Network: Every cash buyer in our network has been meticulously vetted. Trust is paramount, and we ensure every buyer on our list is genuine.
  • Optimized for Speed: Our primary focus is to get you a quick sale, without compromising on value.
  • Ease of Use: No need to scour the internet comparing offers. Just pop in your details and let our tool do the heavy lifting.

Ready Steady Sell’s Commitment:

Aspect What It Means for You
Transparency No hidden agendas. We offer clear, comprehensible offers.
Genuine Cash Buyers Every buyer is verified for authenticity. Say goodbye to scams!
Data Protection Your information is sacred. We never misuse or sell your details.
Professional Advice Our team is always ready to guide you every step of the way.

Key Takeaways:

  • Always compare offers to get the best deal.
  • Ensure your comparison tool is trusted, like Ready Steady Sell’s.
  • Verified cash buyers ensure a smooth and swift transaction.

In the ever-evolving world of property sales, being informed is the key to success. And while there might be numerous paths to selling your home quickly, if you’re looking for a seamless, scam-free, and efficient route, Ready Steady Sell’s free comparison tool is your best bet. Dive in and compare, and you might just be pleasantly surprised at how fast and favorable your property sale can be. Happy selling!

Your Questions Answered From Lisa Hayes

With our many years in the industry I get asked a LOT of questions about quick sale companies and how the whole process works. If you want to ask a question please get in touch with me directly. WARNING: I do get a lot of emails on a daily basis so I am only able to respond if you are considering a quick house sale.

Questions Answers from Lisa Hayes
Can I Really Sell For 100% Market Value As Claimed By Some Quick Sale Firms? Not all firms can guarantee this, but our cash buyers aim to offer the best possible price, considering factors like property condition and market trends.
How Can Ready Steady Sell Help Me Get A Fast Offer House Sale? With our extensive network of pre-vetted cash buyers, we ensure you get competitive offers quickly, streamlining the entire process for efficiency.
I Don’t Want Anyone To Visit My Home – Can I Sell Privately And Remotely Through A Home Buying Service? Yes, our digital tools and remote processes cater to homeowners who prefer a private sale without physical viewings.
Do your panel of buyers operate in all of the United Kingdom? Absolutely, our network of cash buyers covers all areas of the UK, ensuring everyone gets a fair chance at a swift sale.
If I don’t or can’t accept a low offer, is there another way to get a fast sale of my property? Certainly, apart from a direct sale, we can also advise on alternative fast sale methods suited to your circumstances.
What is the driving factor that determines a property sale will be quick? Key factors include property location, condition, market trends, and, importantly, the buyer’s readiness — which is why cash buyers typically speed up the process.
If I use a homebuying company to sell my house quickly will I have to pay any fees? Different firms have different structures. With Ready Steady Sell, transparency is paramount, and any potential costs are discussed upfront.
Why would I consider selling below market value to a cash buying firm, instead of selling to my high street agent or using an auction? It’s all about speed and certainty. Cash buying firms offer a swift, hassle-free sale without the unpredictability of traditional routes.
How do your cash buyers calculate the current market value of my home? Our buyers consider factors like recent comparable sales, property condition, location, and current market trends.
I’m facing repossession can you still help me? Absolutely. Our cash buyers can act quickly, often stopping repossessions by purchasing before any court action completes.
Will the UK property market decline, and will your offers be affected? Market trends vary, but our aim is always to offer the best price possible at any given time, ensuring homeowners get value regardless of broader market movements.
How quickly can I expect the sale to be finalized with a cash buyer? Typically, sales with a cash buyer can be completed within 7 to 21 days, depending on the specifics of the property and any associated paperwork.
Is selling to a cash buyer a good idea if I’m in a chain? Absolutely! Cash buyers can break property chains by offering a swift and guaranteed purchase.
How does Ready Steady Sell ensure the cash buyers are legitimate? We rigorously vet all our cash buyers, ensuring they have a proven track record of successful, genuine purchases.
Do I need to renovate or fix my house before selling? No, cash buyers typically buy properties “as is”, meaning no renovations or fixes are necessary.
Are there any types of properties you don’t purchase? Our network of cash buyers is extensive, and they’re interested in a wide range of properties.
Can I still contact Ready Steady Sell if I’m already listed with an estate agent? Yes, you can. However, check your agreement with the estate agent for any potential complications.
Why should I trust Ready Steady Sell over other quick sale companies? Our commitment is to transparency, integrity, and excellent customer service. We prioritize your needs throughout the process.
How confidential is the sale process? Utmost confidentiality is maintained throughout the process to ensure your privacy.
Are there any hidden costs or charges when selling with Ready Steady Sell? No. We pride ourselves on transparent dealings, and any associated costs are discussed upfront.
Can I choose the completion date? Often, yes. Our cash buyers can work to a date that suits both parties.
What if my property is in a less popular or remote area? Our extensive buyer network ensures you get a competitive offer regardless of location.
Is the initial offer provided the final one? The initial offer is an estimate. After valuation and more detailed analysis, a final offer is presented.
How do I start the process with Ready Steady Sell? Simply contact us via our website or phone, and we’ll guide you from there.
Are online property valuations accurate? Online valuations provide a general idea. For a precise value, an in-person valuation or comprehensive online tool assessment is best.
How does Ready Steady Sell differ from online estate agents? Unlike online agents who list and wait, we directly connect you to ready cash buyers for a faster sale.
Do I need a solicitor for the sale? Yes, to ensure all legalities are addressed. Our buyers often have recommended solicitors, but you’re free to choose your own.
What happens if my property doesn’t sell immediately? While a swift sale is our goal, in rare cases where it might take longer

 

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Lisa Hayes

Lisa Hayes

I am the co-owner of Ready Steady Sell. We built this website to arm homeowners with the knowledge and understanding they need to navigate the quick sale industry.

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Head Office Address: Office 1, Amron Business Centre, Blaydon-on-Tyne NE21 4JN | Company Registration No: 10322772

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Disclaimer: We do not provide any financial advice. Ready Steady Sell works with regulated property brokers whom have the ability to purchase your property for cash. Our service is free and you are under no obligation to accept the quotes you receive from our partner companies. You may be contacted by regulated firms that can help you sell your house quickly.