Instant Cash Offer Calculator — What Will a Cash Buyer Pay? | Ready Steady Sell
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Free tool

Instant Cash Offer Calculator

Quick answer

Use the free estimator below to see what your home is worth and what a genuine cash buyer would pay for it. Cash buyers typically pay 75–85% of market value in exchange for speed (7–28 days), certainty and zero fees. Enter a few details for an indicative figure and a side-by-side comparison of selling on the open market versus a fast cash sale. This is a ballpark to orient you — not a formal valuation.

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Likely cash-offer range £— Indicative market value: £— · cash buyers pay ~75–85%
Estate-agent sale (net, after fees) £— ~95–100% of value · ~4–6 months · chain & fall-through risk
Cash sale (net, no fees) £— ~75–85% of value · 7–28 days · chain-free, certain

Indicative only. This is a transparent ballpark from regional averages, property type, size and condition — not a formal valuation or a binding offer. For your real value, check sold comparables on your street; for a real figure, get genuine offers below. We never inflate an estimate to win your enquiry.

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Get real offers on your home

The estimate above is a starting point. To see what genuine, vetted cash buyers would actually pay, enter your details and we will compare real offers for you — free, no obligation, no fees.

How the estimator works

We combine the regional average price with adjustments for property type, number of bedrooms and condition to produce an indicative market value, then apply the typical 75–85% cash-buyer range. The net-proceeds comparison deducts typical estate-agent fees (around 1.2–1.5% + VAT) and selling costs from an open-market sale, and reflects that a genuine cash sale carries no fees. It is deliberately transparent: a ballpark to help you weigh speed against price, not a formal valuation.

Why a cash buyer pays less than the open market

The discount is the price of speed, certainty and convenience: a funded, chain-free buyer completes in 7–28 days, buys in any condition, charges no fees, and removes the ~1-in-4 risk of a sale falling through. Whether that trade-off is worth it depends on whether certainty or the last few percent of price matters more to you — and a fast sale is not always the right choice.

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Frequently asked questions

Straight answers, no sales talk

How much will a cash buyer pay for my house?

Genuine UK cash buyers typically pay 75–85% of market value in 2026, in exchange for a fast (7–28 day), chain-free, fee-free sale. Our estimator shows the likely range for your property.

Is this an accurate valuation?

It is an indicative ballpark from regional averages, property type, size and condition — not a formal valuation. For your real value, check sold comparables on your street, then get genuine offers.

How much less do you get with a cash sale?

Typically 15–25% below open-market value, offset by no estate-agent fees, no months of waiting, and no risk of the sale falling through. Our tool compares the net proceeds of each route.