Below Market Value
“We Buy Any House” — How Far Below Market Value Do They Really Pay?
“We buy any house” companies typically pay 75–85% of market value — most genuine net offers land between 80% and 85% once a property’s issues are priced in. You’ll see “up to 85%” a lot; treat anything below 70% as your cue to compare elsewhere. That discount isn’t a rip-off in itself: it pays for speed, certainty, zero fees, and the buyer carrying all the resale risk. What keeps it honest is comparison — getting more than one offer is what stops the discount being bigger than it needs to be.
What is your property worth?
Get genuine offers from checked & vetted buyers.
How far below market value do they really pay?
Across the genuine quick-sale market, offers cluster at 75–85% of market value, and after a specific property’s condition, location and saleability are accounted for, real net offers usually settle around 80–85%. A 5% spread on a £250,000 home is over £12,000 — which is exactly why comparing several vetted buyers, rather than accepting the first call back, is the single most valuable thing you can do.
Why do cash buyers pay below market value?
Four real costs sit inside that discount: the cost of capital (their money is tied up), refurbishment to make the property resaleable, the resale time and risk they take on, and the certainty they hand you — a guaranteed completion an open-market buyer simply can’t promise. You’re not being short-changed; you’re buying speed and certainty, and the fair price for those is a known, transparent discount.
Can you get more than 85%?
Sometimes. A property investor who plans to let rather than flip can pay closer to market value, because their numbers work on yield rather than resale margin. An assisted or managed sale can also edge higher. The trade-off is time and a few more conditions. We’ll show you both routes and the realistic figure for each so you can choose with open eyes.
How to protect the difference
- Know your market value before any offer — here’s how.
- Compare several vetted offers, never just one.
- Get the offer in writing, with confirmation it won’t drop before completion.
- Weigh price against speed for your situation — sometimes certainty is worth the discount, sometimes it isn’t.
See your genuine highest offer
Compare vetted cash buyers and investors — and protect every percent.
Frequently asked questions
Straight answers, no sales talk
How far below market value do “we buy any house” companies pay?
Genuine quick-sale buyers pay around 75–85% of market value; the headline “up to 85%” is common. After a property’s issues are factored in, real net offers cluster between 80% and 85%. Offers below 70% are a sign to compare elsewhere.
Why do cash buyers pay below market value?
They take on the risk, the cost of capital, refurbishment and the resale time, and they guarantee a completion an open-market buyer cannot. The discount is the price of speed and certainty — but comparing offers stops it being larger than it needs to be.
Can I get more than 85% of market value?
Sometimes — via an investor (rather than a cash-buying company) who plans to let rather than flip, or via an assisted/managed sale. These can edge closer to market value but take longer and carry more conditions. We help you weigh the trade-off.
