Property types
Selling Wimpey No-Fines Houses
Wimpey No-Fines houses are built from a "no-fines" concrete (concrete without the fine aggregate, poured in situ), a recognised non-standard construction. Unlike designated-defective precast (PRC) types, No-Fines homes are generally considered sound and are mortgageable with many lenders — though some lenders and a structural assessment may be involved. To sell: provide construction information and a structural report, target accepting lenders, or sell as-is to a cash buyer.
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- No-finesconcrete, generally sound
- Mortgageablewith many lenders
- 7-28 dayscash if needed
What a No-Fines house is
Wimpey No-Fines (and similar) houses are built using "no-fines" concrete — a concrete mix that omits the fine sand/aggregate, creating a lightweight, porous material poured in situ into formwork to make the walls. It is a recognised non-standard construction method used widely in the post-war period. Crucially, unlike precast reinforced concrete (PRC) types such as Airey houses, No-Fines is not a designated-defective construction and is generally regarded as structurally sound.
Mortgageability
Because No-Fines homes are generally considered sound, many lenders will mortgage them, often subject to a satisfactory valuation or structural assessment confirming there are no specific defects. This makes them much easier to sell than a designated-defective PRC home — closer to standard construction. The buyer pool is wider than for Airey or Cornish Unit homes, though a small number of lenders may still decline non-standard construction, so a broker can help buyers find a willing one.
What to provide buyers
| Document | Why |
|---|---|
| Construction-type information | Buyers’ solicitors and lenders ask |
| Structural report / survey | Confirms the property is sound |
| Maintenance records | Shows good upkeep |
A clean structural report is the main reassurance, given the non-standard construction.
Present and disclose
Disclose the No-Fines construction on the property information form — it will be identified in a survey anyway — and emphasise that it is a non-defective, generally sound construction, not a problem PRC type. Provide any structural report and maintenance records. Accurate information reassures buyers and lenders and keeps the sale moving, as much of the worry comes from confusing No-Fines with the defective concrete types.
Selling fast
No-Fines homes usually sell on the open market like other non-standard-but-mortgageable houses. If a particular buyer’s lender baulks, a specialist broker can help — or, for speed and certainty, a cash buyer or investor will purchase as-is and complete in 7-28 days regardless of lender criteria. You disclose the construction, and the sale proceeds. See BISF houses and Cornish Units.
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Written & reviewed by Lisa Hayes, Founder
Lisa Hayes is the founder of Ready Steady Sell and an independent UK home-selling expert with over a decade helping homeowners weigh cash house buyers, property investors and the wider fast house-sale industry — without pressure or hidden fees. Every guide is reviewed for accuracy under our editorial standards.
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Frequently asked questions
Straight answers, no sales talk
Can I sell a Wimpey No-Fines house?
Yes, usually quite readily — No-Fines homes are non-standard but generally sound and mortgageable with many lenders, unlike defective PRC types. Or sell as-is to a cash buyer.
Are No-Fines houses mortgageable?
Generally yes, with many lenders, often subject to a satisfactory valuation or structural assessment. A small number of lenders may decline non-standard construction; a broker helps buyers find one.
Are No-Fines houses defective?
No — unlike precast concrete (PRC) types such as Airey houses, No-Fines is not a designated-defective construction and is generally regarded as structurally sound.
What should I provide when selling a No-Fines house?
Construction-type information, a structural report or survey confirming the home is sound, and maintenance records to reassure buyers and lenders.
Do I have to disclose No-Fines construction?
Yes — disclose it on the property information form. It will be identified in a survey anyway, so accurate information helps the sale.
How fast can I sell a No-Fines house?
On the open market like other mortgageable non-standard homes; a cash buyer can complete in 7-28 days if you need speed or a buyer’s lender baulks.